Monday, 19 September 2011

First Universal Mobile Payments Platform goes Live

Mobile payments are now truly a reality as Luup today launches the first universal mobile payments platform. The launch is the result of the integration of the Temenos T24 core banking application and Microsoft BizTalk with Luup's mobile payment services platform.

Luup CEO, Martin Wilson, explained: "We believe that Luup's new payment platform heralds a major shift in the mobile payments sector. Through Luup, banks have the opportunity to serve corporate and retail markets using a single universal mobile payments platform.2. They can now offer mobile payment services in developed and emerging markets anywhere in the world through any mobile device and on any network. This is an industry first."

The integration of market leading applications with Luup's platform enables Luup to provide the most advanced mobile payments managed service available. It combines the scale to deal with large transaction volumes with the mission critical standards that banks require to meet regulatory and security requirements.

Martin Wilson continued: "Financial institutions require the capabilities, reliability and scalability of a bank-grade platform to capture a significant share of the predicted $426 billion market. As the only independent global provider of mobile payments, we have created an international remittance eco-system for banks and corporates, connecting senders and receivers of funds across the globe."

For its solutions Luup has further developed leading technology from Temenos and Microsoft, including Microsoft BizTalk, to provide several business-enhancing functions.

Karen Cone, general manager of Worldwide Financial Services at Microsoft Corp., commented on the announcement: "Mobile payments are set to change the shape of the payments world. Microsoft technology is used throughout the payments value chain - from payments channels like Windows Phone to mission-critical processing workloads. By running its solutions on Microsoft's SQL Server and BizTalk Server, Luup provides its customers with workflow management and dynamic interfaces that offer enhanced management of payment services."

Android Retains Top Spot as Favourite Smartphone in Britain

Intelligent Environments, a digital banking provider and part of the Parseq Group, reveals that Android phones remain the most popular smartphones for British consumers, with 30 per cent of smartphone users surveyed opting for this platform, up from 28 per cent in March.

This increase widens Google's smartphone lead over Apple in Great Britain. According to the YouGov survey conducted online, 27 per cent of smartphone users surveyed now own an iPhone compared to 26 per cent in the first quarter of the year.

RIM's BlackBerry remains third in line when it comes to smartphone ownership although it has seen resurgence in the last few months with 19 per cent of smartphone users now owning a Blackberry versus 14 per cent in March.

The growing uptake of smartphone adoption looks set to continue with a separate study finding that a third (34%) of standard phone owners want to get a smartphone next time they upgrade or purchase a mobile handset.

James Richards, Director of Mobile at Intelligent Environments, said: "From retail to financial services, businesses in all sectors are taking full advantage of the rise in consumer smartphone adoption. While the iPhone is the bastion of apps, this research shows that businesses cannot be complacent and must cater to Android and BlackBerry users too. More importantly, businesses should focus on mobile applications and services that bring convenience and simplicity to consumers' lives."

ValidSoft Awarded 2nd. European Privacy Seal

ValidSoft, a supplier of fraud prevention, authentication and transaction verification solutions, has been awarded a European Privacy Seal by EuroPriSe for its VALid-4F. ValidSoft is a subsidiary of Elephant Talk Communications, Inc., an international provider of business software to the telecommunications and the financial industry.

ValidSoft aims to redefine the prevention of fraud by providing banks, businesses and governments with strong, telephone-based, real-time systems to authenticate and verify transactions. Whether in "card present" (e.g. ATM-related), "card not present" (e.g. internet shopping), and online banking or self-certification (e.g. provision of social benefits), it can protect against the most sophisticated types of fraud.

The second European Privacy Seal is awarded for VALid-4F which applies to self-certification solutions, those being especially relevant to governments. In an increasingly mobile and global world, it is becoming more and more important that individuals can quickly and simply certify, by and for themselves, over a mobile phone, who they are, and that they are fulfilling certain conditions, including whether they are, or not, in a particular country or jurisdiction. It is also crucial in such circumstances that the relevant self-certification is reliable and verifiable. The product achieves this without privacy-intrusive processing, in a way that is fully compliant with European data protection standards.

ValidSoft was awarded its first EuroPriSe Seal in March 2010 for VALid-POS, which is a telecommunication-based, security solution designed to combat card transaction fraud at ATMs or points of sale. EuroPriSe is an initiative set up by the European Union data protection authorities, and was launched in 2007 under the eTEN program of Directorate General (DG) Information Society and Media.

Datacard to Provide Malaysian Government with Multi purpose ID Program

Datacard Group, and Datasonic Corporation Sdn Bhd, a subsidiary of Dibena Sdn Bhd, has announced that the National Registration Department of Malaysia (JPN) has selected them for a contract to upgrade the Malaysian government's 'MyKad' and 'MyKid' card programs that include multi-purpose smart ID cards.

Datacard Group will assist Datasonic Corporation, who is the primary contract holder for this project, to supply Datacard MX6000 Card Issuance Systems with laser engraving modules, as well as Datacard CP80 Plus Card Printers that will be strategically placed at branches nationwide. By utilizing the Datacard solutions, JPN will be able to securely issue Malaysian citizens the multi-purpose MyKad and MyKid cards that include the national ID, driver's licenses, ATM card, healthcare data, etc.

To help meet the requirements for the Government of Malaysia, Datacard configured the MX6000 card issuance system to include a unique laser engraving module that personalises all the cardholder information, variable-sized photos, alphanumeric text, bar codes, black-and-white logos and other graphical elements for increased card security.

Total Home Control to Any Mobile Device

Crestron announced that the 'Mobile Pro' G Control App for Android, the latest addition to its popular Mobile Pro line, is now available. The Crestron control app turns any Android device into a fully functional Crestron touch screen, allowing homeowners to control lighting, thermostats, entertainment, security systems, and other connected systems from virtually anywhere, anytime. With the addition of the new Android app, Crestron expands its open platform even further, giving end users the versatility to control their homes however they want.

"Whether you own an Apple or Android smartphone or tablet, there's a Crestron mobile control solution to accommodate you," said Crestron VP of Technology, Fred Bargetzi. "We're committed to keeping our customers on the cutting edge by offering the solutions that bring the latest, most popular technology into their lives. Our new App for Android is just the latest example of that commitment."

Using the home Wi-Fi network locally or powerful cellular networks remotely, a virtual Crestron touch screen is always in the palm of your hand whether you're at home, in the office or travelling. Simply tap the screen on your iPhone, iPad or Android device to select movies, music and TV in any room, or adjust volume, light levels and room temperature. While enjoying the same look and feel on your mobile device, the graphical interface works just like a Crestron touch screen and delivers the same user experience. Crestron's open-standards platform also includes integration with MAC OSX, iOS, Windows, Adobe Flash, H.264 video and more.

Available from the iTunes App Store, Mobile Pro G recently ranked #1 Top Grossing iPad Lifestyle App. and was the only industry iPad App to achieve Top 100 status in iTunes App Store "Top Grossing iPad Apps" category. The Mobile Pro App for Android is available for easy download from the Google Apps Marketplace.

eLayaway Joins Secure Vault Payments

eLayaway, Inc. Has announced they will join the Secure Vault Payments (SVP) network and offer SVP to their customer network of over 100,000 members in the fourth quarter of 2011.

eLayaway lets shoppers buy a product online and pay for it in regular automatic instalments with delivery of the product when full payment has been made.

Secure Vault Payments is a safe, secure and private online payment network developed by NACHA -- The Electronic Payments Association and eWise, a provider of online payment and personal financial management solutions.

Secure Vault Payments is the only online payment system designed specifically for the unique security and convenience requirements of online payments and ecommerce. Secure Vault Payments brings value to consumers, financial institutions, merchants and billers in a closed loop payment chain.

For consumers, Secure Vault Payments is an easy, fast and secure way to make payments or shop online by leveraging their current online banking accounts to make immediate payments without enrolling, registering or sharing any account information.

For merchants and billers, Secure Vault Payments provides real-time authorization with guaranteed payment of ACH transactions at costs typically more cost-effective than existing solutions while lowering risk.

For financial institutions, Secure Vault Payments provides an added measure of consumer protection, encourages the use of online banking and adds a new revenue stream while leveraging the bank's existing online banking infrastructure.

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